Adjustable Rate Mortgages
Get a FREE quote on an ARM & save thousands of dollars per year.
The Lowdown on Adjustable Rate Mortgages...
Do I Qualify?
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
Our Adjustable Rates Are Low & Our Process is Quick & Painless
An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too
high.
We’re here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our
FREE Adjustable Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned
investor.
The Adjustable Rate Mortgage Loan Process
Here’s how our Adjustable Rate Mortgage Loan Process works
Check Eligibility: Review income, credit score, and debt-to-income ratio.
Choose a Lender: Compare lenders offering ARM loans and their terms.
Get Pre-Approved: Submit financial details to receive a pre-approval letter.
Find a Home: Search for a property within your price range.
Submit Application: Complete the loan application with required documents.
Rate Adjustment Terms: Understand the initial fixed period and adjustment intervals.
Loan Processing: Lender reviews your application and approves the loan.
Benefits of the Adjustable Rate Mortgage Loan Process
Here’s Benefits of the Adjustable Rate Mortgage Loan Process
Lower Initial Rates: Typically offers lower interest rates during the initial fixed period.
Potential for Savings: Can save money if rates stay low or you sell/refinance before adjustment.
Flexibility: Ideal for short-term homeowners or those planning to refinance.
Rate Caps: ARMs usually have caps that limit how much the rate can increase.
Afford Larger Homes: Lower initial payments may help you qualify for a larger loan.
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© 2025 https://hollywalther.com/ All Rights Reserved. Holly Walther is a Residential Mortgage Loan Licensee, NMLS#507972, Georgia Residential Mortgage Licensee #51275, Georgia Residential Mortgage License Number #36474 Phone: 404.436.0013, 3100 Interstate North Circle SE Ste 200 Atlanta, Georgia 30339. Powered by Success Mortgage Partners, Inc. NMLS#130562, 1200 S. Sheldon Rd. Plymouth, MI 48170. Phone: 734-259-0880 Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend. http://www.nmlsconsumeraccess.org / Privacy Policy | Terms and Conditions